Categories: Balance Sheet

Clarification on Basic Awareness Programs (SafeLand, OSHA 10, OSHA 30) vs. Training Obligations Part 1

This is a very important topic that I would like to discuss about employee training and the role certain classes play. Many safety consultants in Virginia and elsewhere across the United States push what I will call Basic Awareness Programs like the OSHA 10 Hour Outreach, SafeLand and OSHA 30 Hour. These classes are great. Read the full article…


Understanding Coinsurance

Taking the time to understand your insurance policies is well worth the effort. An insurance policy is a complex contract that often contains provisions that assigns certain responsibilities to the policyholder, such as a coinsurance clause. Often misunderstood, HSH Insurance has gathered the basics on coinsurance to help eliminate any potential confusion. Calculating Coinsurance In Read the full article…


Inland Marine Insurance

Inland Marine Insurance – A great way to fill coverage gaps. Years ago, Inland Marine Insurance was used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. Throughout time, the non-ocean part of the cargo journey developed, cargoes were transferred to barge, and thus, the term “inland Read the full article…


Cyber Liability Basic Loss Control Techniques

Basic Loss Control Techniques Protecting your business from cyber risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to your inbox and yet another well-known company is the victim of a data breach. The world will never be free of cyber risks, but there are Read the full article…