Categories: Group Benefits

Financial and Physical Wellness Go Hand in Hand

You have probably heard of the significant benefits associated with workplace wellness programs; perhaps you have even implemented one in your organization. What many employers (and others) don’t realize is that financial wellness is just as important as physical wellness. In fact, employees who struggle from financial trouble are often more likely to have less Read the full article…


P&C Market Trends and Conditions

From a severe drought that ravaged crops in the Midwest to the second-costliest hurricane in U.S. history that tore through the Northeast, 2012 was a volatile year for the Property and Casualty (P&C) insurance industry.  Learn more about how this may affect your insurance rates in 2013 in our full trends and conditions report, which Read the full article…


Employer Penalties – Affordability Safe Harbors

Beginning in 2014, the Affordable Care Act (ACA) imposes “pay or play” requirements on large employers. Under these “pay or play” requirements, large employers that do not offer health coverage to their full-time employees and their dependents, or that offer coverage that is either unaffordable or does not provide minimum value, may be subject to Read the full article…


Health Care Reform and COBRA – Questions and Answers (Q&A)

The Patient Protection and Affordable Care Act (PPACA) was enacted on March 23, 2010. Continuation coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) was minimally affected by the health care reform legislation. The Department of Labor issued guidance in the form of Frequently Asked Questions to assist in comprehending the health care reform as Read the full article…