Products Overview

Balance Sheet Protection Program from HSH Insurance

Commercial Insurance, Bonding, Employee Benefits, Personal Insurance all working seamlessly together to provide you peace of mind knowing that your company’s balance sheet is properly protected. HSH’s Balance Sheet Protection Program is turn-key – providing you with one service team that will handle all your insurance, bonding and employee benefits needs. One number to call to get answers, information and service, saving you – time, money and providing an unparalleled ease of doing business. If your company is looking for a more efficient way of handling insurance and bonding then HSH’s Balance Sheet Protection Program is the solution.

Commercial Insurance

The HSH commercial insurance program will protect your company’s balance sheet by implementing customized insurance policies and risk reduction strategies at the most competitive price. We utilize a Balance Sheet Protection Program designed to understand your business and its unique exposures. For a minimal investment of time, you receive a customized Program that addresses specific concerns and balance sheet exposures, saves premium dollars and reduces your overall cost of insurance.

Surety Bonds

Whether your business needs to solidify its current bonding relationship, develop a long term bonding relationship, establish a bond line of credit or secure its first bond, HSH understands surety needs and also understands your needs. HSH can help you succeed and grow your business with new opportunities. Our Bonding Review Process is designed to help you answer questions, complete applications and provides a platform to approach surety companies on your behalf. Your company’s bonding needs will be presented to the top surety companies in the nation resulting in competitive bond rates, flexible programs, and an ease of doing business.

Group Benefits

The mission of our Benefits Program is to provide your company with proactive, caring service that will save your company resources, time and give you peace of mind knowing your company and employees are with the very best. We accomplish this by becoming an extension of your human resources department and an intermediary for your employees. HSH will conduct a Benefits Review designed to customize a program that will explore all options available and help you determine the best fit for your company. A dedicated service team will handle all of your benefit needs including: enrollment options complete with paperwork and packages (onsite if you desire), 24 hour emergency service/assistance, complete billing resolution, large claim resolution, education, no cost COBRA administration, and coordination of drug testing programs with workers compensation to name a few.

Personal Insurance

Personal attention to Personal Insurance. Customized protection of your personal assets is the driving force of HSH’s personal insurance department. Protection of your personal assets is a crucial part of our Balance Sheet Protection Program. HSH will meet with you personally to gain a better understanding of your unique needs and to review your current policies. No commercials, no internet quotes. HSH will present a comprehensive program of personal insurance that will include homeowners, auto, umbrella and other coverages as determined from our protection review. More importantly, our personal lines team will guarantee superior and efficient claims handling service and follow up..