Balance Sheet

HSH Balance Sheet Protection Program is turn-key – providing you with one service team that will handle all your insurance, bonding and employee benefits needs.

Total Cost of Risk

A company’s Total Cost of Risk (TCOR) is the costs of insurance premiums, indirect costs of claims and the administrative costs in carrying out safety and risk management programs.

Safety and Risk Management

Protect your employees so your organization can reduce costs with safety training, site inspections, incident investigations, perception surveys and much more!

Surety Bonds

Your company’s bonding needs will be presented to the top surety companies in the nation resulting in competitive bond rates, flexible programs, and an ease of doing business.

Commercial Insurance

Protect your company’s balance sheet by implementing customized insurance policies and risk reduction strategies at the most competitive price.

HSH Online University

Our HSH Online University offers a variety of courses you can take at your own pace on your own time.

Group Benefits

Provide your company with proactive, caring service that will save your company resources, time and give you peace of mind knowing your company and employees are with the very best.

Personal Insurance

Comprehensive program of personal insurance that will include homeowners, auto, umbrella and other coverages as determined from our protection review.